Yachts, small boats, houseboats, pontoons, high performance boats and catamarans are all covered with Boat insurance. Whether they are used for charter, commercial or for personal leisure, boat insurance has policies for each use.

The coverage that is available include the following: medical payments, liability, injury and damage to the boat itself. These particular policies cover the boat itself, trailer and the motor. Depending on the state in which you reside, the coverage and polices may be different for each type of vessel.