Many do not realize that home insurance does not cover any floods. Flood insurance is its own separate policy. This particular policy will
When a new homeowner wants to acquire a mortgage, they must first obtain federal flood insurance. If a homeowner wants to know if they live in a high-risk flood zone, the Federal Emergency Management Agency provides maps that can locate your home. For those who live in a low-risk flood one and do not have a mortgage, flood insurance is completely optional.