Our health saving accounts are to help you save money and to help you manage /reduce medical expenses.

A neat feature of our accounts is that they can grow through tax-free investment earnings. These funds will also stay in your retirement account. If one does not use all of the money on medical expenses, it will remain as tax-free retirement money. These accounts are also eligible to pay for certain procedures that are not allowed by government sponsored programs.

Accounts with unspent balances will accumulate with interest every year. These accounts will also cover medical expenses before deductibles have been met. If balances are not all spent by the end of the year, they will remain available, unlike many other insurance accounts. Typically, once the deductible has been met, the coverage will remain as conventional insurance.